Understanding Credit Report Score?

Understanding your credit score can help you get a better rate on a home loan or pay less on your credit cards. There are a few key points to keep in mind. First, if you can not pay your credit card balance in full each moth always pay at least the minimum payment ON TIME every month. Second, try not to use more than ‘ of the available credit on any one credit card. Third, never ever go more than 30 days with out making a payment on any credit card. With this in mind visit