There are many lenders out there willing to loan you money, even if you have bad credit. The thing to keep in mind, though, is that it is going to cost you big time. Those lenders have to be making money from you, which is hard to do if you don’t pay back your loan (which might be the case since you already have bad credit). They make that money in high interest rates, late fees, etc. Remember to borrowing more money when you are already in the hole, won’t suddenly dig you out of that hole.