More and more people are turning to rental cars for vacation and business travel, as well as car repair time, moves or other such reasons. The question of the need for rental car insurance is a popular one. Most renters’ own car insurance will cover the basics in terms of the rental car, however, check with your insurance agent to be sure you’re properly covered. Credit card companies also offer varying degrees of coverage when using their card for the rental. Again, you’ll need to check the specifics. And finally, if the car is for business, you’ll want to check with your employer.