Unfortunately, there us no ‘quick’ way to raise your credit score. It does take time and patience, but there are a few things to assist in the process going more smoothly. One, pay off old credit, the longer it is on your report, the more times they have to report it over and over again. Do not cancel credit cards you have balances on, that hurts your credit. Also, get a prepaid debit card that reports to all three credit bureaus, and this will help get your score up.