You should keep some of your money and give some to me, then you will have invested you funds mutually. Mutual funds are used by many people to invest there money over a long period of time. Mutual funds can be invested in all different types of companies. You can by stocks, bonds, invest in the money market fund, or a combination of all three. Find yourself a good broker,interview different companies,see what the fee is for each company and broker, and make sure to ask many questions. Ask which investments are doing the best, ask for information about each type, ask how the different types of funds have done over the past, and ask how do you get your money out, even if you need to pull it out early what are your options. Explore your options, find one that best fits you and your needs and then start investing.