Getting a personal loan is easy. Gather all forms of personal credentials such as place of work,current and last year’s income(Federal Tax Return or last pay stub of the year,) proof of address and any other personal information; the institution will let you know what all is needed. Next contact your local bank or financial institution, let them know your need and what your need is for. Depending on your credit worthiness they will offer you a loan. Many banks refer you to other financial institutions if they cannot assist you.